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For most people, finding the right home in Wichita Falls, Texas is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Wichita Falls, Texas lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Wichita Falls within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Wichita Falls that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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As of the census of 2000, there were 104,197 people, 37,970 households, and 24,984 families residing in the city. The population density was 569.1/km² (1,474.1/mi²). There were 41,916 housing units at an average density of 228.9/km² (593.0/mi²). The racial makeup of the city was 75.11% White, 12.40% African American, 0.86% Native American, 2.20% Asian, 0.10% Pacific Islander, 6.39% from other races, and 2.95% from two or more races. Hispanic or Latino of any race were 13.98% of the population. There were 37,970 households out of which 33.1% had children under the age of 18 living with them, 49.7% were married couples living together, 12.3% had a female householder with no husband present, and 34.2% were non-families. 28.7% of all households were made up of individuals and 10.7% had someone living alone who was 65 years of age or older. The average household size was 2.46 and the average family size was 3.04. -- Source: Wikipedia.com
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Census Data for Wichita Falls, Texas
| Wichita Falls | Texas | United States | |
| Population | 104,197 | 20,851,820 | 281,421,906 |
| Median age | 31.9 | 32.3 | 35.3 |
| Median age for Male | 29.8 | 31.3 | 34 |
| Median age for Female | 34.6 | 33.4 | 36.5 |
| Households | 37,970 | 7,393,354 | 105,480,101 |
| Household population | 93,246 | 20,290,711 | 273,643,273 |
| Average household size | 2.46 | 2.74 | 2.59 |
| Families | 25,003 | 5,247,794 | 71,787,347 |
| Average family size | 3.04 | 3.28 | 3.14 |
| Housing units | 41,916 | 8,157,575 | 115,904,641 |
| Occupied units | 37,970 | 7,393,354 | 105,480,101 |
| Vacant units | 3,946 | 764,221 | 10,424,540 |
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